First-half catastrophe losses remained manageable for insurers, but regional extremes, earthquakes, heat and shifting weather patterns show why organisations should use improving market conditions to address gaps in their resilience.
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The executive and professional lines market is offering its most favourable pricing in years – but beneath these softening conditions, global tension, rising insolvencies and digital enforcement are ever-harder to navigate. Smart buyers will use the moment to secure better cover with partners built to last, writes BHSI’s Scotland Walsh-Riddle.
As regulation, climate risk and captive demand reshape multinational insurance, HDI Global’s Phil McDowell explains why businesses need more than a patchwork of local policies – they need the consistency, control and reach that a truly global programme delivers.
Occupational disease risks are shifting across sectors and affecting more and more younger workers. Employers must rethink workforce exposure as a strategic people, benefits, and resilience issue.
The SR:500 Emerging Risks survey reveals a landscape dominated by accelerating and interconnected threats. Against this backdrop, risk management must be embedded earlier in decision making to strengthen resilience.
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As nat cats grow more severe, insurance gaps are widening - but parametric solutions might hold the key to resilience, says Dianna Nelson, a senior structurer at Swiss Re Corporate Solutions