Environmental liability is nothing new in Europe. Yet European risk managers still aren’t seeing the need to buy a standalone environmental insurance product. Many are happy to seek out extensions in their general liability policies to cover risks introduced by the Environmental Liability Directive (ELD). This twenty page guide provides a step by step guide to ELD across Europe with a specific country focus on Germany, France, UK, Spain and Italy.

Contents

Introduction
The ELD brings consequences

Germany
A two-tier system makes life diffi cult for risk managers

France
The Bouches-du-Rhône disaster illustrated the cost of pollution

United Kingdom
Firms are still burying their head in the sand over the ELD

Spain & Portugal
Cover is mandatory but firms still lack awareness

Eastern Europe
The fall-out from the toxic spill

Scandinavia
Why Scania won’t buy ELD cover

Resolving a claim
The environment’s true value

Buying the right cover
Assessing the impact of the ELD

Conclusion
More data is needed before ELD

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