The UK insurance industry has agreed a framework for co-operation in disasters with the police, fire services, local government and aviation accident investigation authorities. The protocol, which covers England and Wales, was put into effect during the summer 2007 floods.

The agreement includes the Association of British Insurers, the Chartered Institute of Loss Adjusters and representatives of aviation insurers, and the Aviation Accident Investigation Branch, Local Government Association, Chief Fire Officers’ Association and the Association of Chief Police Officers